Frequently Asked Questions

Get the right answers to common insurance-related questions.

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How can I determine if I'm eligible for subsidies through the ACA?plusminus

Eligibility for subsidies through the ACA is based on factors such as your income, household size, and citizenship status. You can use the online calculator or consult with our agents to determine your eligibility.

How does the open enrollment period work, and when can I apply for coverage?plusminus

The open enrollment period is the time when you can enroll in or make changes to your ACA coverage. It typically runs from November 1 to January 15 each year. Outside of this period, you may qualify for Special Enrollment due to specific life events like marriage or the birth of a child.

What is the typical duration of coverage with STM Short Term Insurance?plusminus

Short Term Medical (STM) Insurance provides coverage for a limited duration, usually ranging from 30 days to 364 days, depending on state regulations. It's designed to bridge gaps in coverage during transitions.

Can I customize a group insurance plan to suit my business's specific needs?plusminus

Yes, group insurance plans can often be customized to meet your business's specific requirements. You can work with our agents to tailor the plan to your company's unique needs and budget.

Is there a waiting period for coverage to take effect with FE Burial Insurance?plusminus

The waiting period for FE Burial Insurance varies by policy. Some policies have immediate coverage, while others may have a waiting period of a few months. Our agents can help you find a policy that suits your needs.

Can I purchase FE Burial Insurance for a family member?plusminus

Yes, you can typically purchase FE Burial Insurance for a family member. It's a thoughtful way to ensure their final expenses are covered, providing financial peace of mind.

Can I add dental coverage to an existing health insurance plan?plusminus

Depending on your health insurance provider, you may have the option to add dental coverage as a rider or as a separate policy. Check with your insurer or our agents for available options.

Can I use my vision insurance for prescription sunglasses?plusminus

Vision insurance often covers prescription glasses and contact lenses. Some plans may also provide coverage for prescription sunglasses, but it's essential to review your specific policy for details.

What happens to a Whole Life Insurance policy when the policyholder passes away?plusminus

When the policyholder passes away, the beneficiaries named in the policy receive a death benefit. This benefit is typically tax-free and can provide financial security to the policyholder's loved ones.

What happens if I outlive the term of my Term Life Insurance policy?plusminus

If you outlive the term of your Term Life Insurance policy, the coverage typically expires, and there is no payout. However, you can explore options to renew the policy, convert it to a permanent policy, or purchase a new one, depending on the terms of the policy and your needs.

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I couldn't be happier with the insurance coverage I found through Acme Insurance Agency. Their team of experts guided me every step of the way, helping me choose the perfect plan for my family. The peace of mind I have now is priceless, knowing that our future is protected. Thank you, Acme Insurance Agency, for your exceptional service and dedication to our wellbeing.

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Sarah Thompson

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Acme Insurance Agency made the insurance process easy and stress-free. I was impressed by their commitment to finding the most affordable plan that suited my needs. Their experienced agents took the time to explain everything clearly, and I felt like a valued customer from day one. I highly recommend Acme Insurance Agency to anyone seeking insurance coverage.

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John Rodriguez

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