MEC Group Insurance

Contact us to explore how MEC plans can meet your organization's needs.



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At ACME Insurance Agency, our mission is to match each customer with the perfect insurance plan. With years of experience, we help you navigate the complexities of healthcare coverage. If affordable group healthcare is what you’re after, our MEC Group Insurance is here to provide it. We’ve designed our “Minimum Essential Coverage” (MEC) to guarantee that groups, such as company employees, can tap into the fundamental health services the law mandates. Our commitment is to the overall well-being of our members. Our company wants to ensure they have access to everything from preventive care to emergency services. We recognize the distinct needs of each group, which is why our range of plans is as diverse as our clientele. We aim to clear the path for you, offering transparent guidance so you can make informed choices. Reach out and let us help you find the perfect insurance plan for you.

What Is Covered by the MEC Group Insurance?

Our range of insurance plans, in line with the Affordable Care Act (ACA), is designed to meet the varied needs of diverse groups. With a focus on flexibility and variety, we offer solutions that cater to different priorities and budgets. Our plans ensure you receive the right level of support and peace of mind.

People purchasing MEC Healthy Group Insurance policies
With MEC Healthy Group Insurance, you get a flexible and reliable solution.

We offer three options:

  1. Standard Plan: This plan serves as the foundational layer of protection. It offers essential coverage elements that address the primary insurance needs of any group. It’s an effective solution for those who value simplicity and core benefits.
  2. Premium Plan: For groups seeking a broader scope of coverage, the Premium Plan offers enhanced benefits and additional features. This option is ideal for those who prioritize a more extensive safety net and added value to their insurance package.
  3. Customizable Solutions: Understanding that each group has unique requirements, our Customizable Solutions offer the flexibility to tailor insurance coverage. This approach meets specific needs and provides a personalized insurance experience that aligns with the group’s exact preferences and demands.

Who Is Eligible for MEC Group Insurance?

MEC Group Insurance opens its doors to a wide array of organizations aiming to give their employees essential health coverage. Businesses of all sizes qualify, from nimble startups to sprawling enterprises, ensuring access to basic health benefits for every employee. This plan works well for companies that prioritize maintaining a healthy workforce. It covers both full-time and part-time employees who meet the minimum hours worked criteria. It also serves non-profit organizations and professional associations keen on providing their members with substantial health insurance benefits, making it a flexible option for various groups.

MEC Cost and Payment

Navigating the costs and payments for group health insurance can be challenging. However, it’s essential to understand the average expenses to find the most affordable and valuable plan for your needs. In 2023, the landscape of group health insurance saw average annual premiums reaching approximately $7,911 for single coverage and $22,463 for family coverage. These figures represent a slight increase from the previous year, highlighting the trend of rising health insurance costs. It’s worth noting that these costs can vary significantly. Various factors play a role, like the size of the firm, the age distribution of the workforce, and whether the firm is for-profit or not-for-profit.

Employers and employees alike contribute to these premiums, with employees typically covering a portion through paycheck deductions. Despite the increasing costs, many employers are striving to maintain or even improve the affordability of health plans for their employees, recognizing the importance of healthcare benefits in today’s competitive labor market.

Our company is committed to helping you navigate the insurance complexities. With our extensive experience in the insurance industry, we’re here to guide you through the various options and help you find a plan that not only meets your group’s healthcare needs but also aligns with your budget. Our goal is to ensure you have access to the necessary health services mandated by law without compromising on quality or affordability.

Claims Process

When you receive medical care, especially within your insurance plan’s network, your healthcare provider typically handles the claims submission directly to your insurance company. This claim includes detailed medical codes that describe the services you received. This helps the insurance company process and pay the claim more efficiently.

For services received outside of your plan’s network, you might need to submit the claim yourself. In such cases, it’s important to fill out the claim form accurately. Include all necessary information, such as procedure codes, and submit it within your insurer’s specified time frame to ensure smooth processing.

Your insurance company then reviews claims to verify completeness, accuracy, and eligibility under your plan. They check for compliance with your plan’s coverage, copays, deductibles, and out-of-pocket maximums. If the service falls under the coverage, the insurance company will directly pay the healthcare provider. You will receive an Explanation of Benefits (EOB) document detailing how the claim was processed and what portion, if any, you owe.

Man at the dentist's office
Get informed about insurance claims to understand the full scope of your policy.

It’s crucial to understand that the claims process can vary slightly depending on the type of insurance (medical, dental, pharmacy) and the specific procedures or services received. In some instances, such as consumer-directed health plans, you might submit claims for reimbursement from pre-tax accounts for eligible healthcare expenses.

ACME Insurance Agency Plans and Packages

Apart from our group healthcare plan, we offer many other insurance packages designed to provide protection and stability in various scenarios.

Our goal is to safeguard your well-being at every stage of life. Dental and vision insurance cater to specialized healthcare needs, ensuring comprehensive coverage. For ultimate peace of mind, our burial insurance provides for final expenses, easing the financial burden on loved ones. Each package is crafted with the understanding that every individual and organization faces unique challenges. That’s why we focus on tailored solutions for optimal protection.

Man reading on a laptop
Apart from group health insurance, we offer a wide variety of different policies you can choose from

Securing Your Well-Being with MEC Group Insurance

At ACME Insurance Agency, our mission is to simplify your insurance journey, leveraging our vast experience to navigate healthcare complexities. Our commitment is your well-being, granting access to essential services, from preventive care to emergencies. We understand the unique needs of our clients, and that’s why we offer diverse and tailored plans. For inquiries or to secure your MEC Group Insurance, don’t hesitate to contact us. Your peace of mind is our priority.


I couldn't be happier with the insurance coverage I found through Acme Insurance Agency. Their team of experts guided me every step of the way, helping me choose the perfect plan for my family. The peace of mind I have now is priceless, knowing that our future is protected. Thank you, Acme Insurance Agency, for your exceptional service and dedication to our wellbeing.


Sarah Thompson


Acme Insurance Agency made the insurance process easy and stress-free. I was impressed by their commitment to finding the most affordable plan that suited my needs. Their experienced agents took the time to explain everything clearly, and I felt like a valued customer from day one. I highly recommend Acme Insurance Agency to anyone seeking insurance coverage.


John Rodriguez